Mutual Fund से कैसे बना सकते हैं आपका भविष्य
परिचय
भारतीय म्यूचुअल फंड उद्योग में 2025 में 35 इक्विटी फंड ऐसे हैं जिन्होंने 25 साल या उससे ज्यादा समय पूरा कर लिया है। इनमें से कई फंड निवेशकों को लगातार शानदार रिटर्न्स देने के लिए जाने जाते हैं। इनमें ELSS, लार्ज और मिड कैप, फ्लेक्सी कैप, मिड कैप, वैल्यू, कॉन्ट्रा, मल्टी कैप और स्मॉल कैप कैटेगरी की स्कीम्स शामिल हैं।
ELSS (Tax Saver) फंड्स की दरें
- 8 ELSS फंड्स ने 10.35% से लेकर 23.24% तक CAGR लौटाया है।
- SBI Long Term Equity Fund (SBI Magnum TaxGain’93), मार्च 1993 से 16.36% CAGR।
- HDFC ELSS Tax Saver: मार्च 1996 से 23.24% CAGR, पूरे कैटेगरी में सबसे अधिक।
- Sundaram ELSS Tax Saver: 15.99% CAGR।
- Taurus ELSS Tax Saver: 12.04% CAGR।
- LIC MF ELSS Tax Saver: 10.35% CAGR।
- Franklin India ELSS Tax Saver: 20.86% CAGR।
- ICICI Prudential ELSS Tax Saver: 19.10% CAGR।
- Quant ELSS Tax Saver: 15.16% CAGR।
Large & Mid Cap फंड्स की दरें
- Tata Large & Mid Cap Fund (1993, सबसे पुराना): 12.96% CAGR।
- SBI Large & Midcap Fund: 14.94% CAGR।
- HDFC Large & Mid Cap Fund: 12.90% CAGR।
- Nippon India Vision Large & Mid Cap Fund: 18.16% CAGR।
- ICICI Prudential Large & Mid Cap Fund: 18.51% CAGR।
- Aditya Birla SL Large & Mid Cap Fund: 16.87% CAGR।
- DSP Large & Mid Cap Fund: 17.70% CAGR।
Large Cap फंड्स की दरें
- Franklin India Bluechip Fund: 18.99% CAGR, सर्वश्रेष्ठ।
- Taurus Large Cap Fund: 10.79% CAGR।
- JM Large Cap Fund: 9.40% CAGR।
- HDFC Large Cap Fund (Top 100): 18.60% CAGR।
- LIC MF Large Cap Fund: 10.39% CAGR।
- Tata Large Cap Fund: 18.77% CAGR।
Flexi Cap फंड्स की दरें
- Taurus Flexi Cap Fund: 10.36% CAGR।
- Franklin India Flexi Cap Fund: 17.94% CAGR।
- HDFC Flexi Cap Fund: 18.89% CAGR।
- LIC MF Flexi Cap Fund: 9.54% CAGR।
- Aditya Birla SL Flexi Cap Fund: 21.21% CAGR, सबसे ज्यादा इस कैटेगरी में।
Mid Cap फंड्स की दरें
- Franklin India Prima Fund: 19.38% CAGR।
- Tata Mid Cap Growth Fund: 12.85% CAGR।
- Taurus Mid Cap Fund: 8.43% CAGR।
- Nippon India Growth Mid Cap Fund: 22.38% CAGR, शीर्ष प्रदर्शन।
Value, Contra, Multi Cap, Small Cap
- HDFC Value Fund: 14.62% CAGR।
- JM Value Fund: 16.71% CAGR।
- SBI Contra Fund: 19.10% CAGR।
- ICICI Prudential Multicap Fund: 15.22% CAGR।
- Quant Small Cap Fund: 12.32% CAGR।
क्या सीखें निवेशक?
- 25 साल+ का ट्रैक रिकॉर्ड दिखाता है कि किस तरह निरंतर निवेश से समय के साथ शानदार रिटर्न्स मिल सकते हैं।
- इंडिया के इक्विटी फंड्स ने लंबी अवधि में डबल डिजिट CAGR रिटर्न्स दिए हैं, भले ही बाजार में उतार-चढ़ाव रहा हो।
- निवेशक को हमेशा risk appetite, financial goals और time horizon के आधार पर निर्णय लेना चाहिए।
- पुराना ट्रैक रिकॉर्ड निवेश की सुरक्षा की गारंटी नहीं देता, लेकिन दीर्घकालिक रिटर्न्स का आकलन करने के लिए बढ़िया संकेत है।
In-depth English Analysis: 35 Equity Mutual Funds Complete Over 25 Years in 2025
Introduction
In 2025, 35 equity mutual funds have crossed the 25-year milestone in the Indian mutual fund industry. These funds have weathered multiple market cycles, offering substantial wealth creation opportunities to long-term investors. Their performance across different categories—ELSS, large & midcap, large cap, flexi cap, mid cap, value, contra, multi cap, and small cap—deserves an in-depth analysis.
ELSS (Tax Saver) Funds Returns
- 8 ELSS funds delivered a CAGR ranging from 10.35% to 23.24%.
- SBI Long Term Equity Fund (earlier SBI Magnum TaxGain’93): 16.36% CAGR since March 1993.
- HDFC ELSS Tax Saver: Highest at 23.24% CAGR since March 1996.
- Sundaram ELSS Tax Saver: 15.99% CAGR.
- Taurus ELSS Tax Saver: 12.04% CAGR.
- LIC MF ELSS Tax Saver: 10.35% CAGR.
- Franklin India ELSS Tax Saver: 20.86% CAGR.
- ICICI Prudential ELSS Tax Saver: 19.10% CAGR.
- Quant ELSS Tax Saver: 15.16% CAGR.
Large & Mid Cap Funds Returns
- Tata Large & Mid Cap Fund (oldest, launched 1993): 12.96% CAGR.
- SBI Large & Midcap Fund: 14.94% CAGR.
- HDFC Large & Mid Cap Fund: 12.90% CAGR.
- Nippon India Vision Large & Mid Cap Fund: 18.16% CAGR.
- ICICI Prudential Large & Mid Cap Fund: 18.51% CAGR.
- Aditya Birla SL Large & Mid Cap Fund: 16.87% CAGR.
- DSP Large & Mid Cap Fund: 17.70% CAGR.
Large Cap Funds Returns
- Franklin India Bluechip Fund: Highest at 18.99% CAGR since December 1993.
- Taurus Large Cap Fund: 10.79% CAGR since February 1995.
- JM Large Cap Fund: 9.40% CAGR since April 1995.
- HDFC Large Cap Fund (Top 100): 18.60% CAGR since September 1996.
- LIC MF Large Cap Fund: 10.39% CAGR since March 1998.
- Tata Large Cap Fund: 18.77% CAGR since May 1998.
Flexi Cap Funds Returns
- Taurus Flexi Cap Fund: 10.36% CAGR since January 1994.
- Franklin India Flexi Cap Fund: 17.94% CAGR since September 1994.
- HDFC Flexi Cap Fund: 18.89% CAGR since January 1995.
- LIC MF Flexi Cap Fund: 9.54% CAGR since March 1998.
- Aditya Birla SL Flexi Cap Fund: Highest at 21.21% CAGR since August 1998.
Mid Cap Funds Returns
- Franklin India Prima Fund: 19.38% CAGR since December 1993.
- Tata Mid Cap Growth Fund: 12.85% CAGR since July 1994.
- Taurus Mid Cap Fund: 8.43% CAGR since September 1994.
- Nippon India Growth Mid Cap Fund: Highest at 22.38% CAGR since October 1995.
Value, Contra, Multi Cap, Small Cap
- HDFC Value Fund: 14.62% CAGR since February 1994.
- JM Value Fund: 16.71% CAGR since June 1997.
- SBI Contra Fund: 19.10% CAGR since July 1999.
- ICICI Prudential Multicap Fund: 15.22% CAGR since October 1994.
- Quant Small Cap Fund: 12.32% CAGR since October 1996.
Lessons for Investors
- Long-term records of 25+ years prove that sustained, patient investing can generate significant wealth, even with market volatility.
- Double-digit CAGR from many funds shows the power of compounding and resilience of India’s equity markets.
- Investors must always decide based on personal risk tolerance, time frame, and financial objectives.
- Past performance does not guarantee future results, but history provides confidence in disciplined equity investing for wealth building.
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Hashtags: #mutualfunds #longterminvestment #25YearFunds #retirewealthy #equityfunds #HindiFinance
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